Following on from yesterdays post, the top five weighted items for Mortgage Protection insurance are:
- Total Disability Class 1&2
- Pre Disability – Time Worked
- Offsets
- Trauma Benefit
- Total and Permanent Disability
The provision of a simpler way to qualify for mortgage protection if you suffer a trauma (even if that may not disable you) is valuable. We do not rate the qualification for all these conditions, though, because if a trauma payment is important we think that you will require a separate trauma sum insured. This post we assess the Trauma Benefit score and here are the sub-items:
