Co-op Bank life insurance has revised life and Trauma rates. Life rates changes vary from nil (at age 35) to increases of up to 7% (older than 35). But they do vary across age, gender, and smoking status, so you need to check the revised premium comparison database version 8.2 or bancassurance premium comparison database version 1.1. Trauma rates (stand alone) have increased by 10% across the board and is included in both the databases above.