Following on from yesterdays post – the top five weighted items for TPD insurance are:
- TPD Main Cover Definition
- Partial
- Benefit Definition over 65
- Special Events Increase
- Exclusions
There are no major tracked differences for partial TPD benefits – where a partial benefit is present the definition is one limb or one eye. The weight of the item in total scoring is about 25%, depending on the amount offered. These range from 10% of sum insured to a maximum of $25,000 to 25% of sum insured to a maximum of $75,000. It is the single biggest differentiating factor between the different providers.